Refund Policy

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You may cancel this Policy at any time by contacting us. If you cancel this policy within 14 calendar days of receiving it, you will receive a full refund of any premiums you have paid to us. If, however, you have made a claim during this period, we reserve the right to deduct any costs we incur in respect of that claim from the refund of Premium which is due to you and we will tell you if we are making this deduction. If you cancel this Policy after such a 14 calendar day period, the cancellation will be effective immediately.
We are entitled to cancel this Policy at any time by giving you 14 days’ notice in writing to your last address.

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Cancellation of Monthly Policies

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You will not be charged any more Monthly Premium amounts, but you will not receive a refund of any Premium you have paid to us.

 

Cancellation of Annual Policies

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You will be entitled to a return of premium for the number of complete unexpired months remaining of your Policy less an administration fee of £45 but you will not be entitled to such a refund if a claim or an incident may give rise to a claim has occurred.